SEPA payment updates from October 6
To comply with the new European Union Instant Payments Regulation and to increase payment security, we are introducing changes to payment initiation and execution from October 6, 2025.
From this date, “OP” Bank will begin executing outgoing SEPA Instant Payments with a single transaction limit of up to EUR 15 000.
From October 9, 2025, we will launch the Verification of Payee service, and customers will be able to set your own limit for instant payments. The bank-defined maximum limit of EUR 15 000 for instant payments will be removed as of this date.
As of October 6, customers will be able to choose from three SEPA payment types:
- Fastest possible (Fallback) – the payment will first be attempted as an instant payment; if not possible, it will automatically be processed as a standard SEPA payment.
- Instant – executed immediately, in real time.
- Standard – executed in accordance with regular SEPA timelines.
More detailed information is available oin the SEPA Payments section . You may also contact our Cash Management Experts at Lithuania.icm@opbank.lt for any assistance related to the SEPA Instant Payments regulation.
On October 6 and 9, due to technical system updates, short-term payment processing disruptions may occur.