Terms of use of site

The publisher of this Internet website is OP Financial Group (hereinafter OP).

Before accessing the OP Internet website we recommend you to read these general terms and conditions which apply to its use. Our website may also contain specific terms relating to individual services in which case these general terms and conditions apply only secondarily.

Restrictions on liability

We maintain our Internet website to enable everybody to find out more about our company and the products and services we offer. We have made every effort to ensure the factual accuracy of our site. However, we commit ourselves only to providing information on an "as is" basis. Our site may contain links and other references to Internet sites maintained by others, whose content or accessibility is beyond our control.

Copyright

All copyrights to this Internet website, the rights to its layout and databases and other intellectual property relating to the content (including text, pictures and sound) belong either to OP or our cooperation partners.

The pages in this website may be copied, distributed or otherwise used only to the extent permitted by law. Any other use of the content of this website requires the written consent of OP.

As a customer you may, however, store pages from this website on your computer or print pages of it for your own personal use as a private individual. When quoting the content of the site the source must always be given.

Other terms and conditions

OP has the right to change these terms and conditions of use, the site content and services, the layout, accessibility and hardware requirements needed to run the site or to limit access to or terminate the service.