Short-term loan

Main conditions for obtaining short-term loan

  • Company must have at least 3-year operation experience;
  • Amount of credit and return period depends on evaluation of company’s financial possibilities;
  • Loan term is up to 24 months;
  • Minimum loan amount is 300 000 EUR;
  • Loan is given in euro;
  • Fixed interest rate for the entire loan period or variable interest rate, depending on the base interest rate may be determined for loan;
  • Interest is counted each month and must be paid prior to the first working day of each month;
  • Loan may be secured by mortgaging land and buildings, other movable and/or immovable property and financial assets (deposit and bank account), by guarantees and warranties;
  • We do not finance investments with short-term loan;
  • If needed, other loan security measures may be acceptable to financer;
  • Mortgaged property must be valuated by independent property valuators acceptable to financer;
  • Mortgaged real estate must be insured for the benefit of financer in market or balance-sheet value for the entire loan period in an insurance company acceptable to financer.